[紋身人妻] 點解我會買 Bitcoin? - why am I buying bitcoin 2017?

純屬個人意見, 不喜勿好。

1. 回報率, 對比買樓，買股票，放銀行，買國債等
2. 風險評估 - 蝕得起先好入場
3. 新科技，早買早享受
4. 有供便有求，Blockchain 技術能解決到好多問題，自然會有人捧場

** 話說條片好似係 2017 年 8 月拍的，片中我隨口嗡舉例話年頭如果買兩萬就會變八萬，今日已經變三十萬了，如果真係有買到的話。**

[紋身人妻] 分享個人儲錢方法 - 如何達成夢想 - Practical method to save money

接上集，分享一下我自己到底係點樣儲錢的系統：
1. 目謤 + 計劃
2. Excel 表, 分開 account
3. 危機戶口
4. 計好數後就行動: 小習慣, 花現金, 睇數, tracking
5. 投資, 捐錢, church of me

[紋身人妻] 出糧後點做才能脫貧? 儲錢方程式 - What to buy on payday to save money?

公式 一 :
收入 > 支出 = 賺錢

公式二 - 出糧後:
1. 花錢
2. 儲錢
    - 短期目標
    - 長期目謤
3. 投資

點樣分配呢? 就要靠無敵人生策劃 excel 表了，我跟了十幾年，買車買樓結婚旅行創業資金分配都靠計劃的。

[紋身人妻] 成功秘笈 4 步曲 吸引力法則

"Is it too late for me to buy Bitcoin for Xmas 2017?" | 3 things you need to know before investing into Crypto Currency

Since I bought and sold bitcoins for a Fiji luxury holiday and wrote a blog about it, I'm getting all my friends and families asking me what the hell Bitcoin is.

"Should I buy it?"
"Where can I buy it?" 
"Is it too late for me to buy?"
"What if the price crash to zero?" 
"How come I don't see people using bitcoin to buy coffee?"

I would tell them the below 3 golden rules:

1. I'm not your financial advisor
2. You should do your own research, trust no one, including me
3. Only invest in what you can afford to lose

Next follow these steps:
1. Talk to 10 people who made profit from bitcoin and ask them why they have bought/sold it.
2. Talk to 10 people who doesn't believe in bitcoin, "nah, won't buy it", ask them why.
3. Talk to 10 people who bought bitcoin but somehow lost their money 
(either they buy high panic sell low when dip and couldn't buy back, or they day trade, or they simply lost their wallets/passwords)

If your risk tolerance is low, don't do it.
Yes it is like GAMBLING, 
Yes there is a chance that you may LOSE EVERYTHING. (don't invest EVERYTHING, period)
Yes, there is always some RISKS when investing, or gambling, or life in general.

You could get hit by a car when you cross the road: stay home, keep safe.
You could get sacked, lose your job and lose your income: get another income stream.
You could choke on rice and die: don't eat rice, too risky.

If you can't afford to lose, don't do it.
If all you focusing on is "losing", don't invest in anything. 
Put your money in the bank and good luck with catching up the inflation.

You don't have spare money to invest? Don't buy bitcoin.
If you only have enough money to get by payday to payday? Please start saving.
If you don't even have enough money to get through the end of the month? 
Please start think about how to earn more money or spend less money, start saving.
If you have debts? Clear them first please, then start saving.

Get income > Saving > Investing > Financial Freedom

Now, if you are ready to give it a go but Question of the day: 

"But I don't have $15,000 AUD to buy bitcoin, it's too late for me now." 

Did you know that you DON'T have to buy ONE whole bitcoin?
Did you know that you can buy $100 worth of bitcoin?
Yes, you can buy $500 or $1000 or $3000 or $10 worth of bitcoin.

My story: 
After spending 4-5 weeks studying this whole crypto thing back in 2015, I wanted to believe. 
I decided to just give it a try. Yeah sure, why not? It's just a game. 
Reading all these articles & forums doesn't make me an expert but a speculator.

I have some spare money that has been sitting in the bank doing nothing back then.
So I took $300 to buy my first share, testing the process of buying, transferring and selling.
Then bought another one from a difference trading site to compare fees, speed and service.

It's a learning curve, not easy baby. 
That's why you don't see busy people buying it cuz they ain't got the time.
That's why you don't see lazy people buying cuz they ain't got the time.
That's why you don't see poor people buying cuz they ain't got the money. 

Took me 2 weeks just to set up a trading account:
transfer money from the bank to the trading account, and start trading AUD / BTC.
However, once it's set up, the rest is easy and fast.
You can "TEXT" your money to your distant uncle overseas almost instantly.
No more queuing up at Western Union / Post Office / The Bank, fill in hundreds of forms, pay 20% or $100 in fees / low exchange rate...

Last month I put a $100 bill into a Birthday card ($8), go to the post office at lunch time, queue and spent $12 postage fee sending the card to my Grandma in Taiwan, she got it in 2 weeks (After her birthday).
I could have just "Text" her $100 worth of BTC with my birthday message on the day.
One day, it will happen.

For me, I'm young, healthy, no kids, financial stable, has a job and a business, it's easy to earn back that capital.
I'm willing to pay for a "hope" - my investment could go double or zero (so far is 10x actually)
I have read all the potentials about the whole block chain technology.
This is like discovering "the internet" back in 1980s.
Once the Block Chain is out, there is no return.
Decentralized / Distributed technology is the future.

You wouldn't know which one will win back in the 90s:
Apple or Microsoft? Yahoo or Google? Facebook or Snapchat?
Youtube or Steemit? Ebay or AliExpress or Amazon? Play Station or Xbox?
Netflix or Stan? Uber Eats or Foodora or DeliveryRoo?

All of these companies needs space & time to grow.  

GOLD vs BITCOIN
At the same time I bought the same amount of money in a tiny little finger nail size of gold chip in 2015.
I want to see who will win, the real gold or this digital gold?
Then I forgot about this whole thing.

Until last Xmas (2016) I've got an email notification telling me that I have sold my bitcoin @ $1200.

What?

Thought my account was being hacked, I have never even logged into the trading site for a year!
(Yes, I left it in the trading site, please don't do it)

Then I realised that I have set an "AUTO SELL" to when it reach @1200 a year ago as a test.
Then I also realised that I have made $900 for no reason. woohoo ka-ching ka-ching
I bought back @ $1500 this Feb 2017 using some money that "I thought it's gone" and eventually got myself a holiday 7 months later. :)

By the way if I want to sell that little piece of gold chip today? 
I will lose money in fees and Myki to the city. (Unless I walk)

Now, you all know that I'm a Bitcoin believer, thou I'm still a safe person.
I'm not spending a lot of money so doesn't matter if I "LOSE IT ALL", happy to have a little holiday here and there.
Even if bitcoin go up to $79,876 does not make me a millionaire anyway.

And yes there will be corrections in this journey.
Up & down 40% is not "CRASH" or "SOAR" in the crypto world.
Unlike the stock market where you only see 0.02 - 3% up/down daily.
Be prepare for all the scary news and catchy headlines. 
Keep calm

Don't get obsessed with prices up & down daily / weekly / monthly.
Don't be greedy and sell your house or borrow money to buy bitcoin. 
If you need money in the next 3 months? Keep your cash.
Don't buy or sells into emotions.
Don't buy just because your "Fear of missing out".
Don't sell just because some major financial news said something bad is gonna happen.

"OMG Bitcoin Crashed 30% in 3 hours!!!"  - Means flash sales time.
"OMG Bitcoin Price up 300% in 3 months!!!"? - Means harvest time.
Green day is good; Red day is good.
However, I'm not even be bothered trading, not worth the time & energy studying and predicting the chart.
If you  buy then do nothing, in 6 months it's gonna go double anyway. 

Overall I believe Bitcoin price will reach @ $100,000 in less than a few years.

The only advice I will give is: DON'T DAY TRADE

So for me, the questions of "when to buy bitcoin?", "Where to buy?", "How to buy?", "How much should I buy?", "which trading site has the cheapest fees?" Doesn't matter, just buy whatever you don't mind losing.

Diversify
Let's say you are already going to invest $10,000 of your SAVINGS / SPARE MONEY, 
maybe split 50/50 into Crypto and traditional options.

From that 50/50, you then split again maybe 70% BTC, 20% ETH, 10% Alt coin...
Have a play, get your experience, learn something, find yourself.

I used part of profit from BTC to trade 10 other "promising alt coin" like Lisk, civic, Neo, Stratis, Golem, UBIQ, Monero... they all "crashed" lol
Again, doesn't matter, I don't need money right now so just keep them there.
You never know, 2019 one of them may suddenly roar to the moon.
Even if they fell out the Coin Market Cap chart, gone off the face of the earth, it's ok, only $100.
I get it back for not going out dinner.

If you are really scared, like 95% of the poor people in the world are.
You can create a "hypothetical portfolio" excel sheet.
I created one for my father-in-law.
He's retired, can't afford to risk his retirement money, has been "watching" for a while.
So I pretended that he invested $15,000 in a few difference CC back in Aug, and watch his money now gone up to $35,000 in 3 months.
All on the excel, some coin gone up, some gone down, no money ever been exchanged.

WALLET
Moving on, the "HOW TO STORE MY BITCOIN" is my biggest research.
I have tested on multiple types of desktop wallet, mobile app wallet, paper wallet, hardware wallet...
Once you have bought your first share of bitcoin, join the game,
SECURITY should be your question. How to keep them safe?
Bitcoin doesn't get hacked.
Your computer can get hacked.

Cash is innocent, just don't flash your wallet full of cash in public.
You lose your sack of gold? you lose your sack of gold.
You lose your stack of cash? you lose your stack of cash.
You lose your bitcoin private key/password? you lose your bitcoin.

Protect them.

I'll make videos to explain later.

Until then, let's HODL on to the moon!

[紋身人妻] Bitcoin 常見七大問題 [Answering Bitcoin FAQ from my Taxi Driver dad]

話說其實呢段片是七月時錄的，當時價位是四千澳元。 
今日升左三倍了到萬四蚊了。




我話想教人買 Bitcoin 同賺錢，同吸引力法則嘛？
一直懶得 upload 上 YouTube. 事隔幾個月原來 Bitcoin 升左三倍。


驚嗰啲繼續驚。
話水位太高唔底買嗰啲繼續水涱唔底買。
等佢冧價爆煲嗰啲繼續等。
覺得已經太遲 「已 miss 左」嗰啲繼續相逢恨晚。
覺得太貴冇錢買啲啲繼續冇錢買。
但早買早享受嗰啲本已回，仲收到十倍八倍回報。
唔係等廿年有十厘，係等兩年有一百厘，四百厘，一千厘。

[紋身人妻] 唔洗讀咁多書 - no need to force your kids to study too hard in order to go to Uni (Video) Cantonese

上回提到番朝九晚九唔著數，無論你賺幾多人工都好，大多數人都會每月洗至少一半到什至洗突。 

要儲好耐錢先可以揀結婚定買樓定生仔定投資定去旅行。 

所以條數就係你基本上要番三四十年工直到儲夠錢退休。 

多數人每日做自己唔鐘意做的事，受氣受壓工時長見唔到家人，有錢都冇假放，為的就係錢。 

但其實賺錢唔一定要靠番工。 

今集就講，既然你知道打工揾笨柒的話，做乜要犧牲自己仔女的童年去狂迫佢地背書默書温書記埋啲日後用唔著的課本，考試測試小考大考 mock 考... 

要小朋友番學補習加做功課温書時間長到好似大人番工 OT 咁朝八晚十。 

放假都要學乜學乜，再做功課温書，啲野越來越深壓力大到小學生都話要跳樓。 

為的就係將來要入大學然後 “打份好工”?

咁你個仔女將來就係要番三四十年工直到儲夠錢退休。 

每日做自己唔鐘意做的事，受氣受壓工時長見唔到家人，有錢都冇假放，為的就係錢。 

於是佢地冇童年，長大後又係冇得玩。 

最慘就係借 grand loan 讀書嗰啲，我有幾個朋友讀書時期借八萬美金讀大學讀 master 讀埋 PHD 做博士，然後終於有年薪八萬澳元，然後辛苦在大學做教授做研究慢慢儲錢終於在 35 歲還哂 grand loan, 然後大學唔續約，幾個朋友變成失業大軍。 

出外面又冇人敢請。 

佢哋讀好多書架，成績又好，又讀名校，有個讀土木工程，有個係科學家研究癌症治療法，讀到差不多三十歲做埋博士，都係前途未卜。 

咁你仲迫你小朋友讀書 100 分？

[紋身人妻] 打工唔化算 - Quit your 9 to 5 (VIDEO)

想分享一下個人意見: 番工點解會冇發達。 朝九晚五工作 (香港黎講實際上是朝九晚九) 打工仔制度係要你每個月番工，月尾洗得七七八八，所以要繼績一直番工三四十年直到退休先可能儲到緊夠最低工資生活的退休金。 就算你做 CEO 人工勁高都好，但收入越大支出又增加。 如果你慣左洗 CEO 人工的生活，突然要你做番普通經理你仲大穫。

[創業夢] 高薪白領台灣 ABC 變身麵店老闆

認識 Kevin 幾年，當時是快三十歲高薪白領人士，在 city 住三房 apartment，開靚車。

不過每次問他工作的事他總不太想答，說自己就是在跟保險行業有關的私人公司裡做生意統計事宜，計計數寫寫報告的。

總覺得他不喜歡自己的工作，卻因為工資高又不捨得辭職。

然後他交了一位來自重慶的女朋友，在交往不久後有一天他被公司裁員，整個部門不要了。

他拿著公司補貼的一筆錢打算休息一下，不急著找新工作。

於是他跟女朋友返她重慶家鄉遊玩時吃到了一碗他從來未吃過那麼好吃的湯麵。

煮麵的大叔已經有廿五年開麵店經驗。

Kevin 決定留下來跟他拜師學藝，天天煮麵。

回澳洲後一直忙著要開自己的重慶麵店。

今天麵店開幕了，看到 Kevin 瘦了一個圈，與女朋友合力一起接單，煮麵，出餐，收餐，洗碗，沫枱...

好感動，勇敢追夢，所有小事都自己學，就憑著心裏面幻想自己要把那家鄉味道的一碗湯麵帶來澳洲，一年後便真的當了麵店老闆。

加油！

[Waking up at 6:11am challenge] 如果連平日訓開 10-12 個鐘的我都做得到，你都做得到 - Day 1

琴日睇左編文章講好多成功人士都有加入 [5am club] 的習慣，介紹佢地如何在 5-6am 時段已經做好運動，打坐同 affirmation，計劃一天要完成的任務表，並在 9am 前冇人打擾佢地之前就已經完成左最重要的一項。

好想試下。
前老細係個 80 歲老翁，佢每朝游完水 9am 前已經番左公司做野。
就算出 trip 都一定要揀有泳池的酒店，幾早都游水食早餐再可能坐一兩個鐘去工廠睇貨，或者睇新的供應商。
佢身體健康頭腦清晰從來唔生病，好乸勁。

我得唔得呢?
但係我真係好鐘意訓覺喎，唔生仔就係因為鐘意訓覺，接受唔到晨早就有 d 細路嘈生哂.
你而家要我就算 day off 都要 6:11am 起身?
我喎? 我好撚懶個喎?

不要懷疑! 快 d 去做!
而家要訓練既唔係意志力，而係一個新習慣!
做左先講!

今朝迫自己 6:11am 鬧鐘響, 15-20 分鐘 meditation & affirmation.
6:29 am 第 2 個鬧鐘再響, 俾自己 1 分鐘摸下貓貓。
6:30am 彈起身衝落樓做 gym。
7:00am gym 完沖澡, 沖咖啡, 食少少早餐。
8:00am 寫低 this week planning and today's to do list.
8:30am 呢個時候已經在電腦前完成左第一樣工作，之後襯新鮮就寫呢個 blog。
一陣會去中午 pilate, 然後染頭，再煮晚餐，要繼續做生意野。
幾好，幾鐘意呢個計劃.
而家 10am, 平日根本仲訓緊。

記得自己讀中學時有幾年時間自己較鬧鐘 4am 起身做功課 / 溫書 / 背測驗考試課本 / 有時畫下畫咁，到大約 6am 爸爸起身刷牙沖涼前我再上床訓番廿分鐘回籠覺，6:20am 爸爸用完浴室會叫我起身，到我沖涼換衫食早餐番學。
記得自己用呢段寧靜的 4am - 5:45am 天未光時段來溫書，自覺效果好過放學後晚飯後臨訓前先溫書，因為夜晚呢段時間又想打機，又想同阿妹玩，又想睇電視，番左一日學, 放學後又花兩三個鐘睇左卡通片做功課, 到晚飯後根本唔想再溫書。

到大學時生活好唔定時，又要番學, 又要番 2-3 份 part time, 又要去蒲, 又要去玩去旅行, 又要夾 band, 又要拍拖行街睇戲食飯... 都唔記得自己有冇訓過。不過十八歲精力旺盛通頂冇問題。

之後就到十年朝九晚七的打工仔生活，每朝 7am 起身，放工要蒲又要夾 band 又要拍拖又要去玩咁, 唔知幾點訓啦。

然後就到而家的爽爆每晚訓 10 至 12 個鐘快樂人生。
好多時係 10pm to 10am 都在床上訓，起得身 check 下各式各樣 social media 再沖涼刷牙洗面整得咖啡來都差不多到中午。
做一陣 business 野又要去 yoga, 之後可能要番工。
其實一日好似唔多夠時間咁。

點解細個反而唔洗訓咁多，而家又要最少 8 個鐘呢?

我決定要改變生活習慣。
而家要番工之餘仲要搞生意，老公又再次失業，如果我 6:11am 起身就等如多左一日咁，可以又番工又搞生意又做家務又做 gym 又去埋 yoga!

好! 一個月後再報告下成果!

https://steemit.com/life/@lowina/waking-up-at-6-11am-challenge-10-12-day-1

[怕核突免入] 露營屎尿屁 - camping poo poo story

去完 camping 肚柯好撚慘。

唔知係食得衰定食得太多又唔肯柯屎谷住左。

全程就係食食食，然後 naps.

早餐，nap, snacks, nap, lunch, snacks, nap, dinner, 又飲野又薯片又 dips 又燒綿花糖.

唔知係養豬定坐長途飛機，總之就係食同訓。

前晚半夜開始肚痛天氣好凍得三度，老公有半夜叫醒我約我一齊出去柯夜尿。

佢就容易啦，拉開營幕拉鍊，再拉開褲鏈隊支野出去就搞惦，人都唔洗出去。

我死唔肯出帳幕外面柯，寧願一直谷住個肚帳到朝早連褲鈕都扣唔上，
但可能因為要在樹林草叢柯💩，身體唔肯放，下午番屋企就開始狂瀉。

回程時老公哥哥開車，老公坐前排，我同哥哥的 BB 坐後座。

由於肚痛我唔小心放左個臭屁，收都收唔切，擔心屎都柯埋出黎。

兩秒後哥哥話 :"噢我諗我個仔又頼左屎，一陣要換片先。"

多謝 BB 幫我頂左。🙏🏻🙈👶

[紋身人妻] 怕醜仔介紹番點解要拍短片先 - Self introduction in Fiji - 分享靈性、賺錢、快樂之迷

其實我好怕醜架唔習慢望鏡頭, 講野又快又唔清唔楚又粗口爛舌又怕負面留言。
不過實在有好多野想分享，要打破 comfort zone 拍短片先。
我相信宇宙，相信鬼神外星人也相信科學，相信吸引力法則，相信每個人有自己的使命。
幸福快樂財富健康係自己的選擇, 如果你唔夠幸福快樂財富健康係因為你唔相信你值得擁有。
希望認識志同道合朋友一齊交流靈性賺錢成長心得 ~~ <3
Peace & Love
Lowina

---

[紋身人妻去旅行] Follow me for a ride to water slide @Kula Wild Adventure Park - 斐濟島

原來我全程尖叫，真係好撚驚架唔係講笑! 失左我本來 cool cool 地的形象失禮哂。
今次 Fiji 旅行住左離 Nadi 機場 1.5 小時的士程的 Outrigger Beach Resort, 有日發現行路 5 分鐘就可以去 Kula Wild Adventure Park (前名 Kula Eco Park) 餵下動物，sir 下滑梯，玩下 Zip line, 餵下蚊，幾好玩。
http://www.fijiwild.com
蜥蜴好乖，鐘意俾人摸下巴，我又想養一隻。

［紋身人妻］人總是錯完再錯，不要相信網拍模特兒，今次是紮肉泳衣 - It's a trap! The truth about online shopping

https://steemit.com/travel/@lowina/it-s-a-trap-the-truth-about-online-shopping

明明網上看到模特兒照片美美的，又性感又健康

我穿上後...

紋身人妻 [noob Steemit post] Bitcoin 贊助我今天的 Fiji 島之旅和 Chanel 沙灘包 - Fiji 5 stars resort holiday & Chanel Deauville tote sponsored by Bitcoin

久久沒有寫 blog, 生意好忙，整個七月八月拍了 9 天婚禮和 pre-wedding, 也去了一次旅行，現在生活排得滿滿，好多事想分享，換到了 Steemit 平台一試, 也開了 Youttube channel 【紋身人妻】。
轉戴一下回這裡吧:

https://steemit.com/bitcoin/@lowina/noob-steemit-post-bitcoin-fiji-chanel-fiji-5-stars-resort-holiday-and-chanel-deauville-tote-sponsored-by-bitcoin

萬分感激兩年前決定背著老公偷偷花了 AUD $650 買了兩個 Bitcoin, 今天就便能去這趟價值 AUD $6,000 的浪漫旅行，和買了 AUD $4,000 的沙灘包, 也帶我上了投資 crypto currency 電子貨幣之路。

為什麼買 Bitcoin 要偷偷呢？

老公是個很傳統並腳踏實地的人，老公爸爸是典型中產鬼佬在中東和亞洲地區過著白人生活，曾擔任國際物流公司亞太地區總經理，帶著一家大小在伊朗，沙地亞拉伯，杜拜，台灣和香港等國家工作，公司提供住宿和工人，車子和司機，還有國際學校教育。

而日本籍媽媽辭退了空姐職位，專心跟隨家人周遊列國，打理家庭，照顧三個小孩。

幸福滿滿的老公就在充滿愛和不愁錢的環境下長大，他爸爸一直貫輸要好好讀書，最好讀 business & marketing, 大學畢業後得找份大公司的工作，像爸爸一樣努力工作直到升任到最大經理的位置，安穩地結婚生小孩去的這種傳統人生觀念給他們三兄妹。

由於老公人生一直被安排得不錯，而且小康之家的他從來就有源源不絕的零用錢，根本不會理財。

畢業不久便認識我，之後十年來財務都是我管的 （呵呵呵，正確選擇，把工資都交給老婆管就是正路）

不善理財，不懂賺錢/儲蓄/投資的分別，沒有金融概念也不緊要，但他爸爸就在上一次金融風暴瀨了野，退休金都卡在股票市場裡，卻正在建築退休大屋需要現金，只能蝕賣對現。

老爺也曾經創業，開過好幾次公司，做過好幾次生意，有賺有賠，不過應該風光時老公以為是正常，公司帳務有問題出事要清盤時老公看在眼裏就害怕了。

看到父母曾為公司憂心，曾為股票煩惱，更加就確定了長大後要努力打工，做好本分，不要搞生意，不要投資，承擔不了太高風險的觀念。

2015 年如果我告訴老公：「我要花 AUD $650 買兩個虛擬電子貨幣啊。」

他肯定會昏倒，起來再阻止。

然後我要花好大力氣解釋自己花了幾星期資料搜集，要解釋什麼是 Bitcoin, 想到就覺得口乾要去喝一杯水了。

而且當年我也不能確定 Bitcoin 一定會升值，那時剛好避過了從千二跌到二百和 Mt Got 事件。

我讀到的都是各種理念，別人的分析，有正面也有負面，市場都充滿專家。好像讀餐廳 reviews 的，要看筆者的出發點。

只有時間才能解答當時滿腔疑問，我必須買一點點，才能知道是賺還是蝕。

沒有買過而就一直讚好或説不的人，都只是從旁指指點點，我不想成為一知半解卻充滿意見的人。

非常幸運，我是做對了！

後悔的就是當年沒有買幾十個，不然現在便是百萬富翁啦。🙈😂

不過不能這樣説，因為假如當年買了幾十個然後大跌的話，今天也可能後悔幹嘛花掉積累買虛擬貨幣，倒不如去食大餐之類的話。

花 AUD $650 買的 Bitcoin 變成今天 AUD $11,500 可以贊助我去旅行和買包包的投資結果，好想分享一下。

我相信各種電子貨幣仍然會升，如何升我當然不知道，我猜該會是過山車方式向上升，升 20% 又跌 50% 又升 30% 又跌 10% 再跌 15% 再跌 13% 突然反彈 300%, 考驗大家心臟夠不夠強的。

Crypto currency 現在還是早期發展階段，我會慢慢在 steemit 平台分享個人經驗, 大家看我怎樣致富吧。

人總要在跌跌撞撞下成長，富貴險中求。

【轉載 】媽媽跟老婆哪個重要？當然是老婆，因為老婆才是要陪你過下半輩子的人。

PTT上，有網友提問表示，「媽媽不滿意自己交往多年的女朋友，我說要搬出去住之後，媽媽又紅著眼眶說只是給意見、想和我討論，問我要搬出去是要斷絕母子關係嗎？女友個性很好不會亂花錢，不懂媽媽為什麼要這樣反對呢？該怎麼解決問題呢？」

看到這一篇，Boy-Girl板上的網友Mephist延伸提出一個問題，「媽媽跟老婆哪個重要？」並寫下他的想法，沒想到這篇文獲得網友熱烈迴響內！一起看看吧～

（原文開始）媽媽跟老婆哪個重要？當然是老婆，因為老婆才是要陪你過下半輩子的人。

以上的話，是我媽20幾年前就諄諄教誨我的。現在回頭想，才覺得我媽還真是....前衛？至少在台灣我還沒聽說哪個媽媽這樣教自己的兒子。

說實話，你媽沒有義務喜歡你女朋友，你女朋友也沒有義務討好你媽，而你，其實也沒有必要委屈自己夾在中間。其實不管有沒有這些問題，你也是該搬出去了，都長大了不是嗎？

你清楚家裡的水電瓦斯費多少嗎？菜價肉價多少？家裡附近哪裏有傳統市場？未來如果要購屋，要考量哪些事？看房子的眉角有哪些？房貸要怎麼辦？會下廚做簡單的家常菜嗎？會打掃嗎？會洗衣服嗎？兩個人結婚、購屋、買車、換車、生小孩、送小孩出國念書、退休，這些種種的理財規劃有基本的了解嗎？

這些問題如果你都能夠回答，那很好，表示你有能力持家了。如果大多答不出來，建議你趕快長大吧，搬出去住是最快的學習方式。

三代同堂和樂融融，只是你自私的想法。你只是把你所愛的人──你的父母、你的老婆、你的小孩，全部都一起拉進一個屋簷下，方便你被他們所圍繞而已。除此之外，他們有其他理由應該要住在一起來增加彼此的摩擦嗎？

仔細想想，對你女朋友來說，有什麼理由要搬離自己家去跟陌生長輩同住？對你父母也是一樣，有什麼理由要接受一個陌生年輕女子住進自己的房子，因為你喜歡所以他們就要接受？這個願景，純粹是你以自我為中心。

如果你跟女友是認真考慮結婚，建議你搬出去住，開始練習持家，這不論你父母喜不喜歡你女友，都是你該為自己做的──練習當個大人。

當然，溝通還是要繼續，但不必被溝通卡住。你跟你女友之間應該要有你們自己的規劃──何時開始同居、何時結婚、何時一起購屋、何時生小孩等等，你們應該要自己有個譜。

而跟父母的溝通一樣進行，順利的話，結婚前搞定你媽，搞不定的話，婚照樣結。講直白點，兒子要結婚了，沒能做好心理準備，那是你媽自己的人生課題，即便你是他兒子，也不能幫他做功課，更不需要因為她做不好自己的功課，而影響到你自己的人生。

愛自己的父母很好，但不要搞錯了，你有你的人生課題、她有她的。你即將要走入婚姻，你跟未來另一半都對於未來的願景都充份溝通了嗎？有共識嗎？兩人各自的未來職涯規劃也都能夠符合兩人共同的未來嗎？這些才是你該做的功課。（原文結束）

聽完他所提出的，網友們都熱烈回應、表示認同啊～
「你有好開明的老媽，我真羨慕！」
「這篇真的很棒。持家後才會發現錢真的是源源不絕用噴的出去。是否已經準備好面臨生活中的大小事，才是重點！」
「這篇講得太好了，非常實際，婚姻生活就是這篇講的，自己負責持家。」
「聰明的女生挑婆婆嫁，笨的才挑老公。」
「推這篇 是你娶老婆，不是你媽媽娶老婆！」
婚姻真的不像談戀愛這麼簡單內～結了婚之後，夫妻之間、公婆和媳婦之間、親子之間，都有著全新的難題要面對，最重要的就是「將心比心」、「同理心」哦！

【轉載】: http://www.ettoday.net/dalemon/post/26581

Black Avenue productions - 我們的婚紗攝影公司開業了

我們的攝影公司算是正式接客開業兩三個月，越來越鐘意拍結婚相片！

自從聖誕節跟朋友談起的一個 idea, 一股停不下來的幹勁力量推使我們要馬上行動，言出必行，別再 「我也想可以」了，直接變成我也可以吧！

瘋狂的資料搜集，市場調查，經濟分析，business plan, costing plan, 乜 plan 物 plan 都未完，趕快到政府商業登記，開銀行戶口，買網站做網頁，各種 social media 户口也開一個，要付費的結婚網站也參加一下，再影了十幾輯 portfolio 照片，接了幾張單。

終於等到四月第一個客人結婚了，客人到現在也不知道她是我的第一個婚禮。😂 

她們以為我們都是 pro, 對，我也這樣認為。

前天這個新娘面部有好多疤痕，對自己樣貌沒有信心，本來沒有想要請攝影師拍婚禮，根本不喜歡拍照。

最後新朗還是想留個紀念就請了我們, 本來只是想有幾張家人合照給父母留念，到最後客人好慶幸得到比預期超多的回憶。

新娘出生不知怎麼樣就面部下巴骨頭有點兒異常，也少了幾根手指。

小時候就被這裡義工團體帶她從窮國家出生地來澳洲做手術，之後留了下來。

今天帶著新娘行禮的就是當年申請她來澳洲就醫和之後養大她的 「義工媽媽」。

早上到新娘家拍攝時她們告訴我這些故事，害到大家都要哭了。

不要哭呀，眼線會掉下來，還沒有行禮啊。

拍攝完畢後新娘誠懇的感謝我們讓她放下戒心，即使知道有照相機在附近一直暗拍照她也能流露自然地笑，享受大婚日子，然後知道我們定會把她拍得很美，令她也覺得自己當天很美，對整個婚禮都好滿意。

今早看到客人把照片當為 Instagram 頭像, 心情無比興奮！

好感動，能夠把客人拍得美美而又不用美圖秀秀，好滿足！

剛剛也收到一個 booking！

本來在電郵報價時無意發現客人就在我家附近吃飯，原來就是婚禮地點，家人正準備談論婚禮安排，然後我就出現了。😂

參與了她們的婚禮策劃對話，也見了新娘，爸爸媽媽 (付款人)，還有新朗.

笑笑說說聲之下爸爸便給我訂金了。🙈

不知不覺這兩個月拍了三個婚禮，兩個 pre wedding, 今天花了一下午發了 14 個報價電郵，like 了幾十個 Instagram posts, 開了一次會並接了單。

Derek 修圖也夠恨，我每次也給他二三千張毛片， 挑照片也要挑三天好不好。

啊，對了，我們也有正職，繼續要上班。

好忙，好充實，好有滿足感！

加油！心想事成！

好事自然來！

訂座熱線:

www.blackavenueproductions.com.au

www.facebook.com/blackavenueproductions

Facebook or whatsapp 我有折！

幫我 sell 單有佣，歡迎詢問。